First Time Homebuyers

We feel a housewarming party right around the corner and it’s going to be yours!

Let’s get to it

Don’t get lost in mortgage lingo or people trying to tell you what to do. vLoan has everything you need – educate yourself, compare rates, watch videos, and even talk to our experts if that’s what you need. There are lots of decisions that need to be made when you think about purchasing your first place but no need to be scared, we got you covered.

Before you fall in love with a home, you need to make sure you have a plan and most importantly a budget set in stone. And this needs to be a realistic budget, not one you “think I’ll be able to afford”. This is where we make grown-up decisions – even if it’s not so fun. The amount you can borrow will also be determined by the loan program you apply for. Make sure you brush up on what type of home you are looking for. There is a perfect program out there for everyone and we will match you to it!

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What type of place do you fit into?

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Single family

A home that stands alone with a lush yard (or not). This is a great choice for people who don’t want to be on-top of their neighbors. It’s the typical house you see in movies that give off the “homey” feel.

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Condos

Looking for a smaller space and people that are surrounding you who are ready to have some fun? A condo could be the right place – added benefit of affordability and reduced maintenance.

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Multi-Family

Have a large family? Or a house in mind where you could rent out other units for profitability? Look no further.

Process

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    Get a Quote

    Educating yourself, comparing quotes, and receiving our professional opinion will definitely set you on the right track. Knowing what you want is key – pick what program and rate you want and then hit apply!

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    Get Pre-Qualified

    Getting prequalified allows you to know the price range you can spend on your home. This also allows sellers and real estate agents know that you are a serious buyer, have your finances in check and you are ready to rumble!

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    Apply

    This is where we hit the ground running – hope you’re ready for the ride. It’s totally worth it.

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    Close Your Loan

    Sign your e-docs and the keys are basically yours! Congrats on buying your first home.

How can we help you?

Get a Rate Quote