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Adjustable-Rate Mortgage (ARM) Loans

If you’re not planning on making this your home forever, an adjustable-rate mortgage could be right for you. Adjustable-rate mortgages have an interest rate and monthly payment that is usually lower in the early years than comparable fixed rate mortgages, making this an alluring option for people looking to get the most out of their monthly budget.

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FHA Loans

This loan cuts first-time home buyers some slack. The FHA mortgage’s liberal income and credit score requirements allow you to live in your dream home sooner than waiting to qualify for a conventional loan.

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Conventional Fixed-Rate Mortgages

Planting some roots in your dream home for a while? A conventional mortgage is the traditional loan for financially-savvy folks. Vary your monthly payment and interest rate by picking a 10-, 15-, 20-, or 30-year term.

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VA Home Loan

Thank you for your dedicated service to our country! Veterans, active service members and spouses have earned this home purchasing benefit. Learn how vLoan is armed to assist you in obtaining a home loan with no down payment.

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USDA Home Loan

Did you know that 97% of the country’s territory may qualify for this loan? Learn how USDA loans benefit rural areas by giving limited-income households the opportunity to own a home.

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HARP Loan

This is the one time you may want to do what everyone else is doing. Don’t be the only one missing out on the low interest rates with HARP. Take advantage with an easier streamlined refinance!

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Jumbo Home Loan

Do you need a loan amount above the conforming limits set by Freddie Mac or Fannie Mae? vLoan has you covered with a Jumbo loan so you don’t have to take out multiple loans to buy your dream home!