Find the Right Loan For You.

Explore options that match your needs or discuss with your mortgage advisor today.

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Adjustable-Rate Mortgage (ARM)

Not buying your forever home? An adjustable-rate mortgage could be for you. Interest rates and monthly payments for ARMs tend to be lower earlier in the life of the loan compared to fixed-rate loans. It’s a favorable option for homebuyers who want to get the most out of their monthly budgets.

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Federal Housing Administration (FHA) Loan

With down payments as low as 3.5%, FHA loans have lower income and credit score requirements than their conventional counterparts. While private mortgage insurance (PMI) is required, homebuyers can finance and fold PMI into their monthly payments.

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Conventional Fixed-Rate Mortgages

Consistent monthly principal and interest payments are central to this traditional mortgage option. Select from 10-, 15-, 20- and 30-year terms to get the monthly payment and interest rate that meets your needs.

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Veterans Affairs (VA) Loan

Veterans of the U.S. military, active service members and their spouses are eligible for this loan option, backed by the U.S. Department of Veterans Affairs. Low to no down payment is required. No PMI. Credit and income requirements are lower than other mortgage options, too.

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Designed to improve the economy and quality of life in rural America, the USDA loan program offers mortgages (with no down payment) to eligible rural and suburban homebuyers with limited incomes.

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Already own your home and need to lower your monthly payment? The HARP loan can be used to refinance fixed- or adjustable-rate mortgages. You can qualify for this government-created loan even if your mortgage is underwater.

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Jumbo Home Loan

Jumbo loans are optimal for homebuyers shopping high-priced houses or hot real estate markets. These loans enable you to finance purchases that are greater than Fannie Mae and Freddie Mac maximums.

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Your Best Option

Input your financials and property info into the vLoan Rate Quote tool, and we’ll show your expected interest rate, monthly payment and how these numbers change in different situations. Get a vLoan Rate Quote yourself or contact your mortgage advisor today.