Making a down payment on a home is a huge investment, not just for the 20 somethings, but for everyone. For many, a down payment may seem out of reach therefore they settle for renting and end up spending more money over time. In addition to the expense of a down payment, anytime someone moves homes there are a lot of costs that come with relocation such as, buying new furniture or the costs of renting a moving truck. With that said, do not be discouraged! There are many ways you can save money to obtain your dreams of homeownership!Nowadays almost anything can be done on a smartphone or tablet. There are dating apps, food delivery apps, fitness apps, games, not to mention you can go through the entire mortgage process on your mobile device with vLoan, and there are money saving apps! Here are a few:For starters, Mint is great for managing all of your finances including checking, savings, retirement, and spending patterns. From gathering all of your financial information, Mint can create a personal budget that will fit your needs. Mint is a password-protected app so you don’t have to worry about your information being stolen.Next is Shopkick. The Shopkick app is used as a guide to find great deals on products from popular stores like Best Buy and Target. Users rack up points which then can be used as gift cards for everyday shopping.RetailMeNot is a coupon database where users can find deals from places such as J Crew, Starbucks and Sephora. You can save these coupons on your phone for easy access and receive notifications about when they expire. The best part is you don’t have to worry about printing anything because the stores accept the coupons on your phone.Everyone needs to buy groceries but that is an area where one can save a lot if done with caution. The Grocery iQ app allows users to build a detailed grocery list to limit impulse purchases and access coupons to grocery stores nearby.With these handy apps you can save your money for a down payment and start the home buying process. When making financial decisions regarding home buying, it is best to consult with a mortgage professional. For more information contact a member of the Housing Buzz Team today.